A.s.g Staffing, Inc. 401(k) Review & Grade
A.s.g Staffing, Inc. Retirement Plan & Trust
Bensenville, ILAdministrative, Support & Staffing Services1,369 active participantsPlan year 2024
Estimate from the plan's Form 5500-SF filing · How we grade
$115Employer $ per active participant
$201Employee $ saved per active participant
0.22%Direct admin cost, % of plan assets
$3.1MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity10.8 / 5022th percentile for employer $ per participant
- Low cost12.7 / 2551th percentile for low admin cost vs. same-size plans
- Employee saving1.4 / 1510th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score28 / 100 · Grade F
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 22th |
| Lower admin cost | 51th |
| Employee saving | 10th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- A.s.g Staffing put in about $115 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $157,575 |
| Participant (employee) contributions | $275,278 |
| Other contributions (incl. rollovers in) | $0 |
| Administrative expenses paid from the plan | $10,736 |
| Benefits paid out | $4,540,430 |
| Net assets, start / end of year | $6.5M / $3.1M |
| Active participants, start / end of year | 1,599 / 1,139 |
| Participants with account balances | 82 |
| Auto-enrollment (feature code 2S) | Not reported |
Source: DOL EFAST2 Form 5500-SF filing, acknowledgment ID 20250912105503NAL0000901121001, received 2025-09-12, EIN 36-4029043, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.