Abarta, Inc. 401(k) Review & Grade
Abarta, Inc. Deferred Compensation 401(k) Savings Plan for Non-Union Employees
Pittsburgh, PAManufacturing1,280 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,471Employer $ per active participant
$4,853Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$104.0MNet plan assets, end of year
$71,183Average balance per account
Score breakdown
- Employer generosity15.1 / 5030th percentile for employer $ per participant
- Low cost16.2 / 2565th percentile for low admin cost vs. same-size plans
- Employee saving7.3 / 1549th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score32 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 30th |
| Lower admin cost | 65th |
| Employee saving | 49th |
| Peers that auto-enroll | 59% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
What to do if you're in this plan
- Abarta put in about $1,471 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,883,975 |
| Participant (employee) contributions | $6,214,747 |
| Other contributions (incl. rollovers in) | $3,566,069 |
| Administrative expenses paid from the plan | $139,155 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $36,397 |
| Benefits paid out | $10,803,595 |
| Net assets, start / end of year | $91.4M / $104.0M |
| Active participants, start / end of year | 1,170 / 1,391 |
| Participants with account balances | 1,461 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA PC. |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $102,758 reported compensation |
| Strategic Advisors, Inc. | $36,397 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015131225NAL0006363328001, received 2025-10-15, EIN 23-1882790, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.