Agilent Technologies, Inc. 401(k) Review & Grade
Agilent Technologies, Inc. 401(k) Plan
Santa Clara, CAManufacturing5,978 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$7,582Employer $ per active participant
$14,667Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$2.4BNet plan assets, end of year
$284,984Average balance per account
Score breakdown
- Employer generosity43.8 / 5088th percentile for employer $ per participant
- Low cost23.0 / 2592th percentile for low admin cost vs. same-size plans
- Employee saving14.3 / 1595th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
- Red-flag deductions-3 pts1 issue reported on the filing
Total score78 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 88th |
| Lower admin cost | 92th |
| Employee saving | 95th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
Corrective distributions: the plan refunded $47,240 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Agilent Technologies put in about $7,582 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $45,324,008 |
| Participant (employee) contributions | $87,676,828 |
| Other contributions (incl. rollovers in) | $14,589,539 |
| Administrative expenses paid from the plan | $596,455 |
| Contract administrator fees | $1,800 |
| Investment advisory & management fees | $537,316 |
| Other admin expenses | $57,339 |
| Benefits paid out | $241,943,389 |
| Net assets, start / end of year | $2.2B / $2.4B |
| Active participants, start / end of year | 6,169 / 5,787 |
| Participants with account balances | 8,453 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US |
Largest service providers (Schedule C)
| Financial Engines | $545,976 reported compensation |
| Fidelity Investments Institutional | $50,480 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014161905NAL0003385409004, received 2025-10-14, EIN 77-0518772, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.