Allhealth Network 401(k) Review & Grade
Allhealth Network Employees Retirement Plan
Englewood, COHealth Care & Social Assistance620 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$830Employer $ per active participant
$3,348Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$27.4MNet plan assets, end of year
$55,996Average balance per account
Score breakdown
- Employer generosity23.1 / 5046th percentile for employer $ per participant
- Low cost24.6 / 2598th percentile for low admin cost vs. same-size plans
- Employee saving9.0 / 1560th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score60 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 46th |
| Lower admin cost | 98th |
| Employee saving | 60th |
| Peers that auto-enroll | 36% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Allhealth Network put in about $830 per active participant, below the typical peer ($976). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $514,253 |
| Participant (employee) contributions | $2,074,161 |
| Other contributions (incl. rollovers in) | $580,731 |
| Administrative expenses paid from the plan | $1,825 |
| Contract administrator fees | $1,375 |
| Other admin expenses | $450 |
| Benefits paid out | $2,163,833 |
| Net assets, start / end of year | $22.9M / $27.4M |
| Active participants, start / end of year | 588 / 651 |
| Participants with account balances | 489 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Rubinbrown LLP |
Largest service providers (Schedule C)
| Voya Retirement Insurance and Annui | $1,825 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250903113907NAL0025919824001, received 2025-09-03, EIN 84-0472982, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.