Allied Resources Group LLC 401(k) Review & Grade
Allied Resources Group 401(k) Plan
Exton, PAAdministrative, Support & Staffing Services618 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,027Employer $ per active participant
$4,563Employee $ saved per active participant
0.47%Direct admin cost, % of plan assets
$26.0MNet plan assets, end of year
$67,079Average balance per account
Score breakdown
- Employer generosity39.6 / 5079th percentile for employer $ per participant
- Low cost6.3 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving11.2 / 1574th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score60 / 100 · Grade B
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 79th |
| Lower admin cost | 25th |
| Employee saving | 74th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Allied Resources Group put in about $2,027 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.47% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,253,847 |
| Participant (employee) contributions | $2,822,233 |
| Other contributions (incl. rollovers in) | $3,630,104 |
| Administrative expenses paid from the plan | $103,250 |
| Contract administrator fees | $12,000 |
| Benefits paid out | $2,567,958 |
| Net assets, start / end of year | $18.2M / $26.0M |
| Active participants, start / end of year | 691 / 546 |
| Participants with account balances | 388 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Joseph J Lyons, P.C. |
Largest service providers (Schedule C)
| Lincoln National Corporation | $91,250 reported compensation |
| M2b Retirement Consulting, LLC | $12,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250922163908NAL0012824706001, received 2025-09-22, EIN 84-3908414, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.