Am Technical Solutions 401(k) Review & Grade
Am Technical Solutions 401(k)/ps
Austin, TXProfessional, Scientific & Technical Services792 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,913Employer $ per active participant
$5,618Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$42.4MNet plan assets, end of year
$64,226Average balance per account
Score breakdown
- Employer generosity16.4 / 5033th percentile for employer $ per participant
- Low cost14.6 / 2558th percentile for low admin cost vs. same-size plans
- Employee saving4.2 / 1528th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score38 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 33th |
| Lower admin cost | 58th |
| Employee saving | 28th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Am Technical Solutions put in about $1,913 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,514,855 |
| Participant (employee) contributions | $4,449,445 |
| Other contributions (incl. rollovers in) | $466,742 |
| Administrative expenses paid from the plan | $66,523 |
| Investment advisory & management fees | $47,698 |
| Benefits paid out | $2,748,949 |
| Net assets, start / end of year | $32.7M / $42.4M |
| Active participants, start / end of year | 722 / 862 |
| Participants with account balances | 660 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Maxwell Locke & Ritter LLP |
Largest service providers (Schedule C)
| Cah Advisors LLC | $29,574 reported compensation |
| Fidelity Investments Institutional | $18,825 reported compensation |
| Strategic Advisors, Inc. | $18,123 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250912130816NAL0001325473001, received 2025-09-12, EIN 74-2717823, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.