Amedistaf, LLC D/B/A the Right S 401(k) Review & Grade
TRS 401(k) Plan
Tontitown, ARAdministrative, Support & Staffing Services914 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$455Employer $ per active participant
$2,590Employee $ saved per active participant
0.93%Direct admin cost, % of plan assets
$10.4MNet plan assets, end of year
$20,695Average balance per account
Score breakdown
- Employer generosity21.1 / 5042th percentile for employer $ per participant
- Low cost1.9 / 257th percentile for low admin cost vs. same-size plans
- Employee saving8.7 / 1558th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score35 / 100 · Grade D
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 42th |
| Lower admin cost | 7th |
| Employee saving | 58th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Amedistaf, LLC D/B/A the Right S put in about $455 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.93% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $415,772 |
| Participant (employee) contributions | $2,368,150 |
| Other contributions (incl. rollovers in) | $360,136 |
| Administrative expenses paid from the plan | $88,140 |
| Benefits paid out | $2,370,289 |
| Net assets, start / end of year | $8.4M / $10.4M |
| Active participants, start / end of year | 1,050 / 779 |
| Participants with account balances | 504 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Adp, Inc. | $88,140 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250923050511NAL0002433251001, received 2025-09-23, EIN 52-2197969, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.