Ampco-Pittsburgh Corporation 401(k) Review & Grade
Ampco-Pittsburgh Corporation Retirement Savings Plan
Pittsburgh, PAManufacturing976 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,045Employer $ per active participant
$5,231Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$88.6MNet plan assets, end of year
$82,995Average balance per account
Score breakdown
- Employer generosity32.0 / 5064th percentile for employer $ per participant
- Low cost22.9 / 2592th percentile for low admin cost vs. same-size plans
- Employee saving8.2 / 1554th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 64th |
| Lower admin cost | 92th |
| Employee saving | 54th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Ampco-Pittsburgh put in about $3,045 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,971,558 |
| Participant (employee) contributions | $5,105,247 |
| Other contributions (incl. rollovers in) | $180,176 |
| Administrative expenses paid from the plan | $29,318 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $42,396 |
| Other admin expenses | $69,155 |
| Benefits paid out | $7,054,567 |
| Net assets, start / end of year | $77.1M / $88.6M |
| Active participants, start / end of year | 988 / 964 |
| Participants with account balances | 1,067 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Highland Consulting Associates Inc | $57,214 reported compensation |
| Strategic Advisors, Inc. | $42,396 reported compensation |
| Baker Tilly Virchow Krause | $15,650 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013120421NAL0002781906001, received 2025-10-13, EIN 25-1117717, plan #101, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.