Anywhere Real Estate Group LLC 401(k) Review & Grade
Anywhere Real Estate Group LLC Employee Savings Plan
Madison, NJReal Estate & Rental7,540 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,754Employer $ per active participant
$7,187Employee $ saved per active participant
0.21%Direct admin cost, % of plan assets
$1.0BNet plan assets, end of year
$112,252Average balance per account
Score breakdown
- Employer generosity38.8 / 5078th percentile for employer $ per participant
- Low cost8.1 / 2532th percentile for low admin cost vs. same-size plans
- Employee saving11.6 / 1578th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Real Estate & Rental plans with 2,500–9,999 active participants (50 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 78th |
| Lower admin cost | 32th |
| Employee saving | 78th |
| Peers that auto-enroll | 46% |
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Red flags from the filing
Corrective distributions: the plan refunded $9,443 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Anywhere Real Estate Group put in about $2,754 per active participant, more than the typical peer ($1,141). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.21% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $20,765,083 |
| Participant (employee) contributions | $54,191,017 |
| Other contributions (incl. rollovers in) | $3,611,204 |
| Administrative expenses paid from the plan | $2,134,626 |
| Investment advisory & management fees | $112,475 |
| Other admin expenses | $1,579,856 |
| Benefits paid out | $107,894,393 |
| Net assets, start / end of year | $953.0M / $1.0B |
| Active participants, start / end of year | 7,532 / 7,548 |
| Participants with account balances | 9,283 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Kronick Kalada Berdy & Co |
Largest service providers (Schedule C)
| Merrill Lynch, Pierce, Fenner and S | $429,395 reported compensation |
| Captrust Financial Partners, LLC | $112,475 reported compensation |
| Kronick Kalada Berdy & Co., P.C. | $12,900 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014085714NAL0001143091001, received 2025-10-14, EIN 20-4381990, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.