Apollo Management Holdings, LP 401(k) Review & Grade
Apollo Management Holdings, LP 401(k) Plan
Greenwich, CTFinance & Insurance1,920 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,858Employer $ per active participant
$18,212Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$396.2MNet plan assets, end of year
$173,383Average balance per account
Score breakdown
- Employer generosity27.0 / 5054th percentile for employer $ per participant
- Low cost20.9 / 2584th percentile for low admin cost vs. same-size plans
- Employee saving14.3 / 1595th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score62 / 100 · Grade B
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 84th |
| Employee saving | 95th |
| Peers that auto-enroll | 62% |
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Red flags from the filing
Corrective distributions: the plan refunded $52,046 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Apollo Management Holdings, LP put in about $3,858 per active participant, more than the typical peer ($3,606). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,407,069 |
| Participant (employee) contributions | $34,967,175 |
| Other contributions (incl. rollovers in) | $17,730,159 |
| Administrative expenses paid from the plan | $220,591 |
| Contract administrator fees | $1,800 |
| Other admin expenses | $133,134 |
| Benefits paid out | $29,084,974 |
| Net assets, start / end of year | $312.9M / $396.2M |
| Active participants, start / end of year | 1,874 / 1,966 |
| Participants with account balances | 2,285 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Deloitte & Touche LLP |
Largest service providers (Schedule C)
| PWC US Tax LLP | $133,134 reported compensation |
| Fidelity Investments Institutional | $87,457 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015142422NAL0002446243001, received 2025-10-15, EIN 20-8351069, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.