Arkema Inc. 401(k) Review & Grade
Arkema Inc. Employees' Retirement Savings (401(k)) Plan
King of Prussia, PAManufacturing2,954 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$10,604Employer $ per active participant
$12,249Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$1.2BNet plan assets, end of year
$282,784Average balance per account
Score breakdown
- Employer generosity47.8 / 5096th percentile for employer $ per participant
- Low cost21.8 / 2587th percentile for low admin cost vs. same-size plans
- Employee saving13.7 / 1592th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score93 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 96th |
| Lower admin cost | 87th |
| Employee saving | 92th |
| Peers that auto-enroll | 70% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Arkema put in about $10,604 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $31,317,838 |
| Participant (employee) contributions | $36,177,286 |
| Other contributions (incl. rollovers in) | $9,195,825 |
| Administrative expenses paid from the plan | $422,668 |
| Investment advisory & management fees | $218,245 |
| Other admin expenses | $38,382 |
| Benefits paid out | $117,860,259 |
| Net assets, start / end of year | $1.1B / $1.2B |
| Active participants, start / end of year | 2,917 / 2,990 |
| Participants with account balances | 4,368 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Kreischer Miller |
Largest service providers (Schedule C)
| Fid Inv Inst Ops Co | $166,041 reported compensation |
| Strategic Advisors, Inc. | $165,013 reported compensation |
| Advanced Capital Group | $53,232 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013110737NAL0001091713001, received 2025-10-13, EIN 23-0960890, plan #013, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.