Astria Health 401(k) Review & Grade
Astria Health 401(k) Plan
Sunnyside, WAHealth Care & Social Assistance776 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,781Employer $ per active participant
$4,865Employee $ saved per active participant
0.67%Direct admin cost, % of plan assets
$56.1MNet plan assets, end of year
$34,385Average balance per account
Score breakdown
- Employer generosity40.5 / 5081th percentile for employer $ per participant
- Low cost3.5 / 2514th percentile for low admin cost vs. same-size plans
- Employee saving11.6 / 1577th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score59 / 100 · Grade C
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 81th |
| Lower admin cost | 14th |
| Employee saving | 77th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Astria Health put in about $2,781 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.67% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,156,457 |
| Participant (employee) contributions | $3,772,471 |
| Other contributions (incl. rollovers in) | $289,655 |
| Administrative expenses paid from the plan | $352,597 |
| Contract administrator fees | $156,595 |
| Investment advisory & management fees | $188,068 |
| Other admin expenses | $620 |
| Benefits paid out | $4,378,154 |
| Net assets, start / end of year | $49.2M / $56.1M |
| Active participants, start / end of year | 790 / 761 |
| Participants with account balances | 1,632 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Dza, PLLC |
Largest service providers (Schedule C)
| Petersen Hastings Investment Mgmt | $188,068 reported compensation |
| Randall & Hurley, Inc. | $156,595 reported compensation |
| Matrix Financial Solutions | $7,314 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001091711NAL0005847139001, received 2025-10-01, EIN 91-1286274, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.