Athletics Investment Group LLC DBA Oakland Athletics Baseball Company 401(k) Review & Grade
Athletics Investment Group 401(k) Plan
Oakland, CAArts, Entertainment & Recreation1,195 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,717Employer $ per active participant
$1,696Employee $ saved per active participant
0.19%Direct admin cost, % of plan assets
$40.1MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity36.6 / 5073th percentile for employer $ per participant
- Low cost13.9 / 2556th percentile for low admin cost vs. same-size plans
- Employee saving5.4 / 1536th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score63 / 100 · Grade B
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 73th |
| Lower admin cost | 56th |
| Employee saving | 36th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
Corrective distributions: the plan refunded $4,620 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Athletics Investment Group LLC DBA Oakland Athletics Baseball put in about $1,717 per active participant, more than the typical peer ($995). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,051,676 |
| Participant (employee) contributions | $2,026,636 |
| Other contributions (incl. rollovers in) | $78,536 |
| Administrative expenses paid from the plan | $71,791 |
| Investment advisory & management fees | $6,781 |
| Benefits paid out | $4,124,591 |
| Net assets, start / end of year | $35.4M / $40.1M |
| Active participants, start / end of year | 1,390 / 1,000 |
| Participants with account balances | 518 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Armanino LLP |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services,inc | $71,385 reported compensation |
| Charles Schwab & Co., Inc. | $159 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015152725NAL0004986897017, received 2025-10-15, EIN 94-3232189, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.