B. Braun Medical Inc. 401(k) Review & Grade
B. Braun Medical Inc. Savings Plan
Bethlehem, PAManufacturing5,818 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,841Employer $ per active participant
$8,723Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$977.3MNet plan assets, end of year
$134,139Average balance per account
Score breakdown
- Employer generosity28.1 / 5056th percentile for employer $ per participant
- Low cost16.3 / 2565th percentile for low admin cost vs. same-size plans
- Employee saving10.9 / 1573th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score65 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 56th |
| Lower admin cost | 65th |
| Employee saving | 73th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- B. Braun Medical put in about $3,841 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $22,343,228 |
| Participant (employee) contributions | $50,744,710 |
| Other contributions (incl. rollovers in) | $11,298,867 |
| Administrative expenses paid from the plan | $721,297 |
| Investment advisory & management fees | $263,202 |
| Other admin expenses | $600 |
| Benefits paid out | $97,713,154 |
| Net assets, start / end of year | $878.5M / $977.3M |
| Active participants, start / end of year | 5,854 / 5,781 |
| Participants with account balances | 7,286 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pricewaterhousecoopers LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $411,390 reported compensation |
| Empower Advisory Group, LLC | $182,202 reported compensation |
| Fiducient Advisors LLC | $81,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015092210NAL0005648864001, received 2025-10-15, EIN 23-2116774, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.