Ball Ventures, LLC 401(k) Review & Grade
Ball Ventures, LLC, 401(k) Plan
Idaho Falls, IDReal Estate & Rental875 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$881Employer $ per active participant
$1,169Employee $ saved per active participant
0.48%Direct admin cost, % of plan assets
$10.8MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity19.0 / 5038th percentile for employer $ per participant
- Low cost6.2 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving1.8 / 1512th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score27 / 100 · Grade F
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 38th |
| Lower admin cost | 25th |
| Employee saving | 12th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Ball Ventures put in about $881 per active participant, below the typical peer ($1,279). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.48% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $770,591 |
| Participant (employee) contributions | $1,023,142 |
| Other contributions (incl. rollovers in) | $35,726 |
| Administrative expenses paid from the plan | $52,956 |
| Benefits paid out | $3,810,821 |
| Net assets, start / end of year | $11.5M / $10.8M |
| Active participants, start / end of year | 850 / 900 |
| Participants with account balances | 420 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Brady Martz |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $59,185 reported compensation |
| Stifel Nicolaus & Co Inc | $25,398 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015172444NAL0002809683001, received 2025-10-15, EIN 82-0531604, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.