Blazerwilkinsongee, LLC 401(k) Review & Grade
Blazerwilkinsongee, LLC 401(k) Profit Sharing Plan and Trust
Spreckels, CAAgriculture, Forestry, Fishing & Hunting1,466 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$184Employer $ per active participant
$339Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$7.6MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity4.3 / 509th percentile for employer $ per participant
- Low cost20.1 / 2580th percentile for low admin cost vs. same-size plans
- Employee saving0.8 / 155th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score18 / 100 · Grade F
This plan vs. peers
Peers: Agriculture, Forestry, Fishing & Hunting plans with 500–2,499 active participants (118 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 9th |
| Lower admin cost | 80th |
| Employee saving | 5th |
| Peers that auto-enroll | 36% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($5,077 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Blazerwilkinsongee put in about $184 per active participant, below the typical peer ($774). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $270,331 |
| Participant (employee) contributions | $496,281 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $5,624 |
| Contract administrator fees | $4,025 |
| Investment advisory & management fees | $1,068 |
| Other admin expenses | $531 |
| Benefits paid out | $1,222,152 |
| Net assets, start / end of year | $7.3M / $7.6M |
| Active participants, start / end of year | 1,362 / 1,569 |
| Participants with account balances | 162 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Global Retirement Partners LLC | $17,258 reported compensation |
| Voya Retirement Insu and Annuity Co | $211 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010152913NAL0008395313001, received 2025-10-10, EIN 20-0222339, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.