Bobby Dodd Institute, Inc. 401(k) Review & Grade
Bobby Dodd Institute, Inc. 403(b) Plan
Atlanta, GAOther Services796 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$166Employer $ per active participant
$620Employee $ saved per active participant
0.80%Direct admin cost, % of plan assets
$6.4MNet plan assets, end of year
$12,893Average balance per account
Score breakdown
- Employer generosity6.3 / 5013th percentile for employer $ per participant
- Low cost2.5 / 2510th percentile for low admin cost vs. same-size plans
- Employee saving2.4 / 1516th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score21 / 100 · Grade F
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 13th |
| Lower admin cost | 10th |
| Employee saving | 16th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Bobby Dodd Institute put in about $166 per active participant, below the typical peer ($1,257). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.80% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $132,451 |
| Participant (employee) contributions | $493,546 |
| Other contributions (incl. rollovers in) | $58,062 |
| Administrative expenses paid from the plan | $48,349 |
| Other admin expenses | $48,349 |
| Benefits paid out | $653,710 |
| Net assets, start / end of year | $5.7M / $6.4M |
| Active participants, start / end of year | 773 / 820 |
| Participants with account balances | 493 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Resj, PC |
Largest service providers (Schedule C)
| Mutual of America Sec. Corp LLC | $28,228 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260414094328NAL0018274433001, received 2026-04-14, EIN 58-1847107, plan #002, plan year 2024-07-01 to 2025-06-30. Verify at efast.dol.gov.