Booz Allen Hamilton Inc. 401(k) Review & Grade
Booz Allen Hamilton Inc. Employees' Capital Accumulation Plan
Mclean, VAProfessional, Scientific & Technical Services35,803 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,706Employer $ per active participant
$10,646Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$9.3BNet plan assets, end of year
$170,835Average balance per account
Score breakdown
- Employer generosity47.1 / 5094th percentile for employer $ per participant
- Low cost15.7 / 2563th percentile for low admin cost vs. same-size plans
- Employee saving10.7 / 1571th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score84 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 10,000+ active participants (70 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 94th |
| Lower admin cost | 63th |
| Employee saving | 71th |
| Peers that auto-enroll | 39% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Booz Allen Hamilton put in about $6,706 per active participant, more than the typical peer ($2,932). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $240,077,950 |
| Participant (employee) contributions | $381,154,735 |
| Other contributions (incl. rollovers in) | $70,468,267 |
| Administrative expenses paid from the plan | $5,431,468 |
| Investment advisory & management fees | $4,051,490 |
| Other admin expenses | $1,379,978 |
| Benefits paid out | $577,879,575 |
| Net assets, start / end of year | $8.0B / $9.3B |
| Active participants, start / end of year | 34,650 / 36,956 |
| Participants with account balances | 54,547 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Voya Institutional Plan Services | $1,158,666 reported compensation |
| Olio Financial Planning | $28,405 reported compensation |
| Charles Schwab & Co., Inc. | $5,083 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015060139NAL0001924163003, received 2025-10-15, EIN 36-2513626, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.