Brady Services Holdings, Inc. 401(k) Review & Grade
Brady Services Holdings, Inc.
Greensboro, NCConstruction509 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,792Employer $ per active participant
$6,544Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$63.2MNet plan assets, end of year
$94,213Average balance per account
Score breakdown
- Employer generosity41.8 / 5084th percentile for employer $ per participant
- Low cost24.5 / 2598th percentile for low admin cost vs. same-size plans
- Employee saving12.0 / 1580th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score81 / 100 · Grade A
This plan vs. peers
Peers: Construction plans with 500–2,499 active participants (498 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 84th |
| Lower admin cost | 98th |
| Employee saving | 80th |
| Peers that auto-enroll | 44% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Brady Services Holdings put in about $3,792 per active participant, more than the typical peer ($1,672). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,930,175 |
| Participant (employee) contributions | $3,330,645 |
| Other contributions (incl. rollovers in) | $358,218 |
| Administrative expenses paid from the plan | $4,950 |
| Benefits paid out | $3,748,011 |
| Net assets, start / end of year | $53.6M / $63.2M |
| Active participants, start / end of year | 486 / 532 |
| Participants with account balances | 671 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bernard Robinson |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $4,950 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001123152NAL0005923427001, received 2025-10-01, EIN 85-3416598, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.