Bridgestone Americas, Inc. 401(k) Review & Grade
Bridgestone Americas, Inc. Tax-Efficient Savings Plan
Nashville, TNManufacturing11,390 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$7,696Employer $ per active participant
$8,652Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$2.5BNet plan assets, end of year
$162,993Average balance per account
Score breakdown
- Employer generosity35.3 / 5071th percentile for employer $ per participant
- Low cost17.9 / 2572th percentile for low admin cost vs. same-size plans
- Employee saving7.8 / 1552th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 10,000+ active participants (151 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 71th |
| Lower admin cost | 72th |
| Employee saving | 52th |
| Peers that auto-enroll | 69% |
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Bridgestone Americas put in about $7,696 per active participant, more than the typical peer ($5,480). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $87,656,364 |
| Participant (employee) contributions | $98,545,701 |
| Other contributions (incl. rollovers in) | $5,722,658 |
| Administrative expenses paid from the plan | $1,171,772 |
| Investment advisory & management fees | $567,215 |
| Other admin expenses | $65,074 |
| Benefits paid out | $258,098,713 |
| Net assets, start / end of year | $2.3B / $2.5B |
| Active participants, start / end of year | 11,608 / 11,171 |
| Participants with account balances | 15,492 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Strategic Advisors Inc | $567,215 reported compensation |
| Fidelity Investments Inst Ops Co | $500,633 reported compensation |
| Prisma Nashville LLC | $49,493 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015135218NAL0006480320001, received 2025-10-15, EIN 88-0335067, plan #009, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.
Other 401(k) plans filed under this employer's EIN
DBridgestone Americas, Inc. Savings Plan for Bargaining Unit EmployeesCBridgestone Americas, Inc. Retirement Savings PlanFBridgestone Americas, Inc. Incentive Savings Plan
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