Cec Entertainment Concepts, LP 401(k) Review & Grade
Cec Entertainment 401(k) Retirement & Savings Plan
Irving, TXArts, Entertainment & Recreation4,118 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$105Employer $ per active participant
$1,107Employee $ saved per active participant
0.29%Direct admin cost, % of plan assets
$70.7MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity2.9 / 506th percentile for employer $ per participant
- Low cost6.1 / 2525th percentile for low admin cost vs. same-size plans
- Employee saving1.8 / 1512th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score11 / 100 · Grade F
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 2,500–9,999 active participants (35 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 6th |
| Lower admin cost | 25th |
| Employee saving | 12th |
| Peers that auto-enroll | 43% |
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Red flags from the filing
Corrective distributions: the plan refunded $117,022 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Cec Entertainment Concepts, LP put in about $105 per active participant, below the typical peer ($1,107). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.29% of assets) are well above similar-size plans (0.12%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $433,512 |
| Participant (employee) contributions | $4,559,365 |
| Other contributions (incl. rollovers in) | $20,220 |
| Administrative expenses paid from the plan | $189,880 |
| Investment advisory & management fees | $51,230 |
| Benefits paid out | $4,926,069 |
| Net assets, start / end of year | $62.4M / $70.7M |
| Active participants, start / end of year | 4,012 / 4,224 |
| Participants with account balances | 1,277 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $138,650 reported compensation |
| Creative Planning LLC | $51,230 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250729161325NAL0001465139001, received 2025-07-29, EIN 42-1563011, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.