Central Ohio Primary Care Physicians, Inc. 401(k) Review & Grade
Central Ohio Primary Care Physicians, Inc. Savings Plan
Westerville, OHHealth Care & Social Assistance2,087 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$9,133Employer $ per active participant
$6,819Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$472.5MNet plan assets, end of year
$211,790Average balance per account
Score breakdown
- Employer generosity48.9 / 5098th percentile for employer $ per participant
- Low cost23.2 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving13.8 / 1592th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score89 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 98th |
| Lower admin cost | 93th |
| Employee saving | 92th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Central Ohio Primary Care Physicians put in about $9,133 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $19,060,540 |
| Participant (employee) contributions | $14,230,237 |
| Other contributions (incl. rollovers in) | $2,004,229 |
| Administrative expenses paid from the plan | $134,845 |
| Investment advisory & management fees | $2,229 |
| Other admin expenses | $962 |
| Benefits paid out | $36,757,695 |
| Net assets, start / end of year | $416.4M / $472.5M |
| Active participants, start / end of year | 2,143 / 2,031 |
| Participants with account balances | 2,231 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Crowe LLP |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $127,152 reported compensation |
| Charles Schwab & Co., Inc. | $1,930 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013131738NAL0001310609001, received 2025-10-13, EIN 31-1398575, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.