Cgi Technologies and Solutions, Inc. 401(k) Review & Grade
Cgi Technologies and Solutions, Inc. 401(k) Savings Plan
Fairfax, VAProfessional, Scientific & Technical Services12,793 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,471Employer $ per active participant
$9,107Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$2.4BNet plan assets, end of year
$156,448Average balance per account
Score breakdown
- Employer generosity20.3 / 5041th percentile for employer $ per participant
- Low cost19.2 / 2577th percentile for low admin cost vs. same-size plans
- Employee saving7.8 / 1552th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 10,000+ active participants (70 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 41th |
| Lower admin cost | 77th |
| Employee saving | 52th |
| Peers that auto-enroll | 39% |
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Red flags from the filing
Corrective distributions: the plan refunded $6,405 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Cgi Technologies and Solutions put in about $2,471 per active participant, below the typical peer ($2,932). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $31,606,457 |
| Participant (employee) contributions | $116,505,774 |
| Other contributions (incl. rollovers in) | $39,446,530 |
| Administrative expenses paid from the plan | $921,025 |
| Investment advisory & management fees | $168,838 |
| Other admin expenses | $2,500 |
| Benefits paid out | $154,091,782 |
| Net assets, start / end of year | $2.1B / $2.4B |
| Active participants, start / end of year | 12,144 / 13,442 |
| Participants with account balances | 15,608 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $696,917 reported compensation |
| Towers Watson | $126,734 reported compensation |
| Caron & Bletzer PLLC | $52,770 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006090615NAL0001742547001, received 2025-10-06, EIN 54-0856778, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.