Cim Group, L.P. 401(k) Review & Grade
Cim Group, L.P. 401k Plan
Los Angeles, CAReal Estate & Rental1,070 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,020Employer $ per active participant
$11,834Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$135.3MNet plan assets, end of year
$93,507Average balance per account
Score breakdown
- Employer generosity44.3 / 5089th percentile for employer $ per participant
- Low cost18.4 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving14.4 / 1596th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
- Red-flag deductions-10 pts1 issue reported on the filing
Total score67 / 100 · Grade B
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 89th |
| Lower admin cost | 74th |
| Employee saving | 96th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($16,042 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Cim Group, L.P. put in about $4,020 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,299,142 |
| Participant (employee) contributions | $12,656,338 |
| Other contributions (incl. rollovers in) | $2,130,278 |
| Administrative expenses paid from the plan | $125,487 |
| Investment advisory & management fees | $26,815 |
| Other admin expenses | $98,672 |
| Benefits paid out | $14,489,126 |
| Net assets, start / end of year | $113.6M / $135.3M |
| Active participants, start / end of year | 1,120 / 1,019 |
| Participants with account balances | 1,447 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | JMK CPA Partners,llp |
Largest service providers (Schedule C)
| San Diego Pension Consultants, Inc | $73,036 reported compensation |
| Ubs Financial Services, Inc. | $26,815 reported compensation |
| Empower Financial Services, Inc. | $150 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015164448NAL0002767683001, received 2025-10-15, EIN 95-4799326, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.