Computer Design & Integration LLC 401(k) Review & Grade
Computer Design & Integration LLC 401k Savings Plan
New York, NYProfessional, Scientific & Technical Services589 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,935Employer $ per active participant
$9,401Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$63.0MNet plan assets, end of year
$90,989Average balance per account
Score breakdown
- Employer generosity23.9 / 5048th percentile for employer $ per participant
- Low cost10.9 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving8.0 / 1553th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score46 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 48th |
| Lower admin cost | 43th |
| Employee saving | 53th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Computer Design & Integration put in about $2,935 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,729,000 |
| Participant (employee) contributions | $5,537,322 |
| Other contributions (incl. rollovers in) | $813,168 |
| Administrative expenses paid from the plan | $159,378 |
| Contract administrator fees | $159,378 |
| Benefits paid out | $5,592,684 |
| Net assets, start / end of year | $52.2M / $63.0M |
| Active participants, start / end of year | 648 / 530 |
| Participants with account balances | 692 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Withum Smith & Brown, PC |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions, | $137,276 reported compensation |
| Voya Financial Advisors, Inc. | $79,263 reported compensation |
| Planned Retirement Consultants & Ad | $31,518 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013112627NAL0000535027002, received 2025-10-13, EIN 13-3823827, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.