Corebridge Financial, Inc. 401(k) Review & Grade
Corebridge Financial, Inc. Retirement Savings 401(k) Plan
Houston, TXFinance & Insurance5,211 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$13,357Employer $ per active participant
$12,814Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$2.8BNet plan assets, end of year
$241,680Average balance per account
Score breakdown
- Employer generosity47.7 / 5095th percentile for employer $ per participant
- Low cost22.8 / 2591th percentile for low admin cost vs. same-size plans
- Employee saving13.0 / 1587th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score94 / 100 · Grade A
This plan vs. peers
Peers: Finance & Insurance plans with 2,500–9,999 active participants (199 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 91th |
| Employee saving | 87th |
| Peers that auto-enroll | 66% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Corebridge Financial put in about $13,357 per active participant, more than the typical peer ($4,489). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $69,604,190 |
| Participant (employee) contributions | $66,775,210 |
| Other contributions (incl. rollovers in) | $9,218,129 |
| Administrative expenses paid from the plan | $723,930 |
| Investment advisory & management fees | $723,930 |
| Benefits paid out | $259,782,384 |
| Net assets, start / end of year | $2.6B / $2.8B |
| Active participants, start / end of year | 5,280 / 5,142 |
| Participants with account balances | 11,750 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pricewaterhousecoopers, LLP |
Largest service providers (Schedule C)
| Alight Financial Advisors | $723,930 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250930101132NAL0005432355001, received 2025-09-30, EIN 95-4715639, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.