Corteva Agriscience, LLC 401(k) Review & Grade
Retirement Savings Plan
Wilmington, DEManufacturing9,583 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$10,298Employer $ per active participant
$11,953Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$7.0BNet plan assets, end of year
$287,037Average balance per account
Score breakdown
- Employer generosity47.6 / 5095th percentile for employer $ per participant
- Low cost24.0 / 2596th percentile for low admin cost vs. same-size plans
- Employee saving13.6 / 1591th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score95 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 96th |
| Employee saving | 91th |
| Peers that auto-enroll | 70% |
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Corteva Agriscience put in about $10,298 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $98,685,971 |
| Participant (employee) contributions | $114,542,216 |
| Other contributions (incl. rollovers in) | $6,905,015 |
| Administrative expenses paid from the plan | $1,085,176 |
| Other admin expenses | $45,567 |
| Benefits paid out | $798,259,876 |
| Net assets, start / end of year | $6.8B / $7.0B |
| Active participants, start / end of year | 9,658 / 9,508 |
| Participants with account balances | 24,441 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pricewaterhousecoopers |
| Employer stock held by plan | $104,387,543 |
Largest service providers (Schedule C)
| Merrill Lynch, Pierce, Fenner&smith | $944,346 reported compensation |
| Ballard Spahr LLP | $50,742 reported compensation |
| Associates International | $45,567 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250616094329NAL0000394995001, received 2025-06-16, EIN 35-1781118, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.
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