CSC Generation Holdings, LLC 401(k) Review & Grade
CSC Generation Holdings, LLC 401(k) Plan
Merrillville, INManagement of Companies1,664 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$326Employer $ per active participant
$1,454Employee $ saved per active participant
0.32%Direct admin cost, % of plan assets
$49.5MNet plan assets, end of year
$53,323Average balance per account
Score breakdown
- Employer generosity3.5 / 507th percentile for employer $ per participant
- Low cost9.6 / 2538th percentile for low admin cost vs. same-size plans
- Employee saving1.2 / 158th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score14 / 100 · Grade F
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 7th |
| Lower admin cost | 38th |
| Employee saving | 8th |
| Peers that auto-enroll | 58% |
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Red flags from the filing
Corrective distributions: the plan refunded $123,157 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- CSC Generation Holdings put in about $326 per active participant, below the typical peer ($2,492). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $542,621 |
| Participant (employee) contributions | $2,419,081 |
| Other contributions (incl. rollovers in) | $351,657 |
| Administrative expenses paid from the plan | $161,633 |
| Investment advisory & management fees | $86,185 |
| Other admin expenses | $38 |
| Benefits paid out | $11,634,604 |
| Net assets, start / end of year | $51.8M / $49.5M |
| Active participants, start / end of year | 1,790 / 1,537 |
| Participants with account balances | 928 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Wsrp, LLC |
Largest service providers (Schedule C)
| World Investment Advisors LLC | $75,553 reported compensation |
| Empower Annuity Insurance Company O | $75,410 reported compensation |
| Cota Street Investment Management | $10,632 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250926153827NAL0009554465001, received 2025-09-26, EIN 82-3294581, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.