Curana Health LLC 401(k) Review & Grade
Curana Health LLC 401(k) Plan
Austin, TXAdministrative, Support & Staffing Services1,372 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,545Employer $ per active participant
$5,467Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$54.2MNet plan assets, end of year
$51,967Average balance per account
Score breakdown
- Employer generosity42.5 / 5085th percentile for employer $ per participant
- Low cost22.2 / 2589th percentile for low admin cost vs. same-size plans
- Employee saving12.1 / 1580th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 85th |
| Lower admin cost | 89th |
| Employee saving | 80th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Curana Health put in about $2,545 per active participant, more than the typical peer ($712). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,491,800 |
| Participant (employee) contributions | $7,500,426 |
| Other contributions (incl. rollovers in) | $2,759,939 |
| Administrative expenses paid from the plan | $20,357 |
| Contract administrator fees | $360 |
| Benefits paid out | $3,731,818 |
| Net assets, start / end of year | $35.7M / $54.2M |
| Active participants, start / end of year | 1,188 / 1,556 |
| Participants with account balances | 1,043 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Aprio |
Largest service providers (Schedule C)
| Newport Group, Inc. | $20,357 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251005101214NAL0007315282001, received 2025-10-05, EIN 87-4701840, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.