Daniel RP Management, LLC 401(k) Review & Grade
Daniel RP Management, LLC 401(k) Plan
Greensboro, GAReal Estate & Rental846 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,315Employer $ per active participant
$2,134Employee $ saved per active participant
0.46%Direct admin cost, % of plan assets
$29.5MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity25.7 / 5051th percentile for employer $ per participant
- Low cost6.4 / 2526th percentile for low admin cost vs. same-size plans
- Employee saving4.2 / 1528th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score36 / 100 · Grade D
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 51th |
| Lower admin cost | 26th |
| Employee saving | 28th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Daniel RP Management put in about $1,315 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.46% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,111,666 |
| Participant (employee) contributions | $1,804,490 |
| Other contributions (incl. rollovers in) | $371,885 |
| Administrative expenses paid from the plan | $124,269 |
| Investment advisory & management fees | $124,269 |
| Benefits paid out | $1,567,686 |
| Net assets, start / end of year | $24.2M / $29.5M |
| Active participants, start / end of year | 803 / 888 |
| Participants with account balances | 399 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Co | $52,556 reported compensation |
| Merrill Lynch Pierce Fenner & Smith | $50,098 reported compensation |
| Precison Plan Administration | $12,675 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008145722NAL0010011600001, received 2025-10-08, EIN 45-5473308, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.