Datwyler Parco Holdings, Inc. 401(k) Review & Grade
Datwyler Parco Holdings, Inc. 401(k) Plan
Ontario, CAManufacturing891 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,171Employer $ per active participant
$3,838Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$54.1MNet plan assets, end of year
$74,679Average balance per account
Score breakdown
- Employer generosity23.5 / 5047th percentile for employer $ per participant
- Low cost10.8 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving5.1 / 1534th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score32 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 47th |
| Lower admin cost | 43th |
| Employee saving | 34th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($155,484 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Datwyler Parco Holdings put in about $2,171 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,934,486 |
| Participant (employee) contributions | $3,419,758 |
| Other contributions (incl. rollovers in) | $1,038,301 |
| Administrative expenses paid from the plan | $140,489 |
| Investment advisory & management fees | $73,662 |
| Benefits paid out | $5,320,732 |
| Net assets, start / end of year | $46.5M / $54.1M |
| Active participants, start / end of year | 941 / 841 |
| Participants with account balances | 724 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Morgan Stanley Smith Barney | $73,662 reported compensation |
| Adp, Inc. | $66,827 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015064011NAL0001944547001, received 2025-10-15, EIN 83-3266352, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.