Delinea Inc. 401(k) Review & Grade
Delinea Inc. 401(k) Plan
San Francisco, CAProfessional, Scientific & Technical Services640 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,632Employer $ per active participant
$15,534Employee $ saved per active participant
0.20%Direct admin cost, % of plan assets
$78.2MNet plan assets, end of year
$80,300Average balance per account
Score breakdown
- Employer generosity38.8 / 5078th percentile for employer $ per participant
- Low cost13.6 / 2554th percentile for low admin cost vs. same-size plans
- Employee saving13.6 / 1590th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score66 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 78th |
| Lower admin cost | 54th |
| Employee saving | 90th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $29,243 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Delinea put in about $5,632 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,601,624 |
| Participant (employee) contributions | $9,934,124 |
| Other contributions (incl. rollovers in) | $5,152,431 |
| Administrative expenses paid from the plan | $138,760 |
| Investment advisory & management fees | $60,655 |
| Benefits paid out | $10,222,511 |
| Net assets, start / end of year | $60.2M / $78.2M |
| Active participants, start / end of year | 555 / 724 |
| Participants with account balances | 974 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Pension Assurance LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $78,105 reported compensation |
| Global Retirement Partners LLC | $55,000 reported compensation |
| Strategic Advisors, Inc. | $5,655 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013150220NAL0000738179001, received 2025-10-13, EIN 33-1089124, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.