Dentsply Sirona Inc. 401(k) Review & Grade
Dentsply Sirona Inc. 401(k) Savings and Employee Stock Ownership Plan
York, PAManufacturing3,307 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,449Employer $ per active participant
$9,241Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$725.2MNet plan assets, end of year
$121,989Average balance per account
Score breakdown
- Employer generosity25.0 / 5050th percentile for employer $ per participant
- Low cost21.4 / 2586th percentile for low admin cost vs. same-size plans
- Employee saving11.4 / 1576th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score68 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 50th |
| Lower admin cost | 86th |
| Employee saving | 76th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Dentsply Sirona put in about $3,449 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,405,142 |
| Participant (employee) contributions | $30,558,753 |
| Other contributions (incl. rollovers in) | $4,763,145 |
| Administrative expenses paid from the plan | $265,698 |
| Benefits paid out | $80,182,961 |
| Net assets, start / end of year | $685.5M / $725.2M |
| Active participants, start / end of year | 3,429 / 3,185 |
| Participants with account balances | 5,945 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Baker Tilly US, LLP |
| Employer stock held by plan | $25,894,048 |
Largest service providers (Schedule C)
| T. Rowe Price Retirement Plan Servi | $266,355 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250725071925NAL0016205026003, received 2025-07-25, EIN 39-1434669, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.