Digital Room LLC 401(k) Review & Grade
Digital Room LLC 401(k) Plan
Sherman Oaks, CAManufacturing898 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$906Employer $ per active participant
$1,674Employee $ saved per active participant
0.90%Direct admin cost, % of plan assets
$10.7MNet plan assets, end of year
$22,442Average balance per account
Score breakdown
- Employer generosity7.4 / 5015th percentile for employer $ per participant
- Low cost2.0 / 258th percentile for low admin cost vs. same-size plans
- Employee saving1.2 / 158th percentile for employee $ per participant
- Plan features7 / 10Auto-enrollment
Total score18 / 100 · Grade F
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 15th |
| Lower admin cost | 8th |
| Employee saving | 8th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Digital Room put in about $906 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.90% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $813,676 |
| Participant (employee) contributions | $1,503,929 |
| Other contributions (incl. rollovers in) | $100,679 |
| Administrative expenses paid from the plan | $83,081 |
| Contract administrator fees | $83,081 |
| Benefits paid out | $617,413 |
| Net assets, start / end of year | $7.7M / $10.7M |
| Active participants, start / end of year | 934 / 863 |
| Participants with account balances | 477 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Holthouse Carlin & Van Trigt LLP |
Largest service providers (Schedule C)
| Wells Fargo Advisors LLC | $41,493 reported compensation |
| Empower Annuity Insurance Company | $30,377 reported compensation |
| Empower Advisory Group, LLC | $15,249 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250718071249NAL0000612275001, received 2025-07-18, EIN 81-4442785, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.