Directv Entertainment Holdings LLC 401(k) Review & Grade
Directv Retirement Savings Plan
El Segundo, CAInformation7,469 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,452Employer $ per active participant
$9,791Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$597.2MNet plan assets, end of year
$73,479Average balance per account
Score breakdown
- Employer generosity38.1 / 5076th percentile for employer $ per participant
- Low cost13.2 / 2553th percentile for low admin cost vs. same-size plans
- Employee saving9.4 / 1563th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 76th |
| Lower admin cost | 53th |
| Employee saving | 63th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
Prohibited transactions: the plan reported non-exempt transactions with a party in interest.
Corrective distributions: the plan refunded $284,617 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Directv Entertainment Holdings put in about $6,452 per active participant, more than the typical peer ($3,691). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $48,191,506 |
| Participant (employee) contributions | $73,129,337 |
| Other contributions (incl. rollovers in) | $12,427,435 |
| Administrative expenses paid from the plan | $596,117 |
| Contract administrator fees | $1,500 |
| Investment advisory & management fees | $215,202 |
| Benefits paid out | $51,811,128 |
| Net assets, start / end of year | $448.6M / $597.2M |
| Active participants, start / end of year | 7,881 / 7,057 |
| Participants with account balances | 8,128 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Fidelity Inv Inst Ops Co. LLC | $319,437 reported compensation |
| Financial Engines | $215,202 reported compensation |
| Forvis Mazars, LLP | $57,698 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009142039NAL0011644384001, received 2025-10-09, EIN 86-2430702, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.