Docusign, Inc. 401(k) Review & Grade
Docusign, Inc. 401(k) Plan
San Francisco, CAProfessional, Scientific & Technical Services4,116 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,321Employer $ per active participant
$19,298Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$620.4MNet plan assets, end of year
$103,876Average balance per account
Score breakdown
- Employer generosity39.6 / 5079th percentile for employer $ per participant
- Low cost19.3 / 2577th percentile for low admin cost vs. same-size plans
- Employee saving14.4 / 1596th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 79th |
| Lower admin cost | 77th |
| Employee saving | 96th |
| Peers that auto-enroll | 47% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $199 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Docusign put in about $5,321 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $21,898,279 |
| Participant (employee) contributions | $79,419,888 |
| Other contributions (incl. rollovers in) | $14,694,840 |
| Administrative expenses paid from the plan | $288,370 |
| Other admin expenses | $288,370 |
| Benefits paid out | $53,909,653 |
| Net assets, start / end of year | $481.1M / $620.4M |
| Active participants, start / end of year | 4,226 / 4,005 |
| Participants with account balances | 5,973 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $166,323 reported compensation |
| Vanguard Advisers Inc. | $127,598 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003134717NAL0003544034001, received 2025-10-03, EIN 91-2183967, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.