Endeavor Business Media, Inc. 401(k) Review & Grade
Endeavor Business Media, Inc. 401(k) Plan
Nashville, TNProfessional, Scientific & Technical Services680 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$718Employer $ per active participant
$5,994Employee $ saved per active participant
0.20%Direct admin cost, % of plan assets
$35.3MNet plan assets, end of year
$48,519Average balance per account
Score breakdown
- Employer generosity8.2 / 5016th percentile for employer $ per participant
- Low cost13.5 / 2554th percentile for low admin cost vs. same-size plans
- Employee saving4.5 / 1530th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score33 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 16th |
| Lower admin cost | 54th |
| Employee saving | 30th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $33,332 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Endeavor Business Media put in about $718 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $488,132 |
| Participant (employee) contributions | $4,072,855 |
| Other contributions (incl. rollovers in) | $688,192 |
| Administrative expenses paid from the plan | $68,219 |
| Other admin expenses | $68,219 |
| Benefits paid out | $6,349,586 |
| Net assets, start / end of year | $32.2M / $35.3M |
| Active participants, start / end of year | 690 / 669 |
| Participants with account balances | 728 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Lbmc, PC |
Largest service providers (Schedule C)
| T. Rowe Price RPS, Inc. | $68,219 reported compensation |
| Pimco | $0 reported compensation |
| American Funds | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250729132311NAL0003353889001, received 2025-07-29, EIN 82-3781467, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.