Eppendorf Holding, Incorporated 401(k) Review & Grade
Eppendorf Holdings, Inc. 401(k) Plan
Enfield, CTWholesale Trade789 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,185Employer $ per active participant
$7,946Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$133.3MNet plan assets, end of year
$127,330Average balance per account
Score breakdown
- Employer generosity29.6 / 5059th percentile for employer $ per participant
- Low cost17.2 / 2569th percentile for low admin cost vs. same-size plans
- Employee saving12.9 / 1586th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score70 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 59th |
| Lower admin cost | 69th |
| Employee saving | 86th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Eppendorf Holding, Incorporated put in about $2,185 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,723,903 |
| Participant (employee) contributions | $6,269,089 |
| Other contributions (incl. rollovers in) | $570,286 |
| Administrative expenses paid from the plan | $152,316 |
| Investment advisory & management fees | $26,201 |
| Other admin expenses | $40,433 |
| Benefits paid out | $10,531,848 |
| Net assets, start / end of year | $112.8M / $133.3M |
| Active participants, start / end of year | 817 / 761 |
| Participants with account balances | 1,047 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cohnreznick, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $74,882 reported compensation |
| Usi Advisors Inc | $32,433 reported compensation |
| Strategic Advisors, Inc. | $26,201 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250801135005NAL0007232865001, received 2025-08-01, EIN 11-3521426, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.