Eventus Wholehealth, PLLC 401(k) Review & Grade
Eventus Wholehealth, PLLC Employees' Retirement Plan
Concord, NCHealth Care & Social Assistance652 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,494Employer $ per active participant
$4,357Employee $ saved per active participant
$0 reportedDirect admin cost, % of plan assets
$18.2MNet plan assets, end of year
$19,310Average balance per account
Score breakdown
- Employer generosity30.9 / 5062th percentile for employer $ per participant
- Low cost12.5 / 25No direct expenses reported, scored neutral
- Employee saving10.8 / 1572th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score64 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 62th |
| Lower admin cost | neutral |
| Employee saving | 72th |
| Peers that auto-enroll | 36% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Eventus Wholehealth, PLLC put in about $1,494 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- The plan reported no administrative expenses paid from plan assets. The employer may pay them, or the costs may be built into fund fees. Check your 404(a)(5) fee disclosure for each fund's expense ratio.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $974,972 |
| Participant (employee) contributions | $2,843,167 |
| Other contributions (incl. rollovers in) | $2,457,908 |
| Administrative expenses paid from the plan | $0 |
| Benefits paid out | $1,602,360 |
| Net assets, start / end of year | $12.1M / $18.2M |
| Active participants, start / end of year | 747 / 558 |
| Participants with account balances | 944 |
| Auto-enrollment (feature code 2S) | Yes |
Largest service providers (Schedule C)
| Creative Planning, LLC | $40,387 reported compensation |
| Compensation Systems, Inc. | $6,702 reported compensation |
| Empower Annuity Insurance Company | $6,670 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015171353NAL0006881488001, received 2025-10-15, EIN 82-5286393, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.