Fti Consulting, Inc. 401(k) Review & Grade
Fti Consulting, Inc. 401(k) Plan
Washington, DCProfessional, Scientific & Technical Services4,512 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$8,245Employer $ per active participant
$14,965Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$1.2BNet plan assets, end of year
$204,697Average balance per account
Score breakdown
- Employer generosity44.8 / 5090th percentile for employer $ per participant
- Low cost19.6 / 2578th percentile for low admin cost vs. same-size plans
- Employee saving12.3 / 1582th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score77 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 78th |
| Employee saving | 82th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
Corrective distributions: the plan refunded $63,196 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Fti Consulting put in about $8,245 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $37,196,491 |
| Participant (employee) contributions | $67,514,629 |
| Other contributions (incl. rollovers in) | $13,238,384 |
| Administrative expenses paid from the plan | $559,066 |
| Investment advisory & management fees | $123,150 |
| Other admin expenses | $20,685 |
| Benefits paid out | $75,650,017 |
| Net assets, start / end of year | $1.0B / $1.2B |
| Active participants, start / end of year | 4,347 / 4,676 |
| Participants with account balances | 5,947 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Sc&h Attest Services, P.C. |
Largest service providers (Schedule C)
| Merrill Lynch, Pierce, Fenner and S | $415,231 reported compensation |
| Capfinancial Partners, LLC. | $65,250 reported compensation |
| Sc&h Attest Services, P.C | $32,900 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015110311NAL0008875058001, received 2025-10-15, EIN 52-1261113, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.