Husch Blackwell LLP 401(k) Review & Grade
Husch Blackwell LLP 401(k) Plan
Kansas City, MOProfessional, Scientific & Technical Services1,681 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$12,716Employer $ per active participant
$13,248Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$659.2MNet plan assets, end of year
$309,621Average balance per account
Score breakdown
- Employer generosity47.3 / 5095th percentile for employer $ per participant
- Low cost23.0 / 2592th percentile for low admin cost vs. same-size plans
- Employee saving12.2 / 1581th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 92th |
| Employee saving | 81th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $7,664 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Husch Blackwell LLP put in about $12,716 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $21,374,828 |
| Participant (employee) contributions | $22,269,348 |
| Other contributions (incl. rollovers in) | $14,439,345 |
| Administrative expenses paid from the plan | $206,499 |
| Investment advisory & management fees | $80,763 |
| Benefits paid out | $46,196,093 |
| Net assets, start / end of year | $565.7M / $659.2M |
| Active participants, start / end of year | 1,600 / 1,762 |
| Participants with account balances | 2,129 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Rubinbrown LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $106,710 reported compensation |
| Strategic Advisors, Inc. | $80,763 reported compensation |
| Rubinbrown LLP | $31,700 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250904114606NAL0027345072001, received 2025-09-04, EIN 26-1688286, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.