Informatica LLC 401(k) Review & Grade
Informatica LLC 401(k) Retirement Plan
Redwood City, CAInformation1,617 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,266Employer $ per active participant
$21,612Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$613.3MNet plan assets, end of year
$220,922Average balance per account
Score breakdown
- Employer generosity41.4 / 5083th percentile for employer $ per participant
- Low cost22.7 / 2591th percentile for low admin cost vs. same-size plans
- Employee saving14.8 / 1599th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 83th |
| Lower admin cost | 91th |
| Employee saving | 99th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $13,930 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Informatica put in about $5,266 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $8,514,706 |
| Participant (employee) contributions | $34,946,539 |
| Other contributions (incl. rollovers in) | $3,598,158 |
| Administrative expenses paid from the plan | $213,593 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $22,226 |
| Benefits paid out | $52,748,323 |
| Net assets, start / end of year | $532.5M / $613.3M |
| Active participants, start / end of year | 1,580 / 1,654 |
| Participants with account balances | 2,776 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $188,275 reported compensation |
| Moss Adams | $30,450 reported compensation |
| Sageview Advisory Group, LLC | $22,226 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250701165547NAL0007136931001, received 2025-07-01, EIN 77-0333710, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.