Inguran LLC DBA Sexing Technologies 401(k) Review & Grade
Sexing Technologies 401(k) Plan
Navasota, TXAgriculture, Forestry, Fishing & Hunting929 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,708Employer $ per active participant
$4,313Employee $ saved per active participant
0.61%Direct admin cost, % of plan assets
$35.0MNet plan assets, end of year
$31,226Average balance per account
Score breakdown
- Employer generosity34.2 / 5068th percentile for employer $ per participant
- Low cost4.3 / 2517th percentile for low admin cost vs. same-size plans
- Employee saving11.5 / 1577th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score43 / 100 · Grade D
This plan vs. peers
Peers: Agriculture, Forestry, Fishing & Hunting plans with 500–2,499 active participants (118 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 68th |
| Lower admin cost | 17th |
| Employee saving | 77th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($424,459 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Inguran LLC DBA Sexing Technologies put in about $1,708 per active participant, more than the typical peer ($774). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.61% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,587,017 |
| Participant (employee) contributions | $4,006,506 |
| Other contributions (incl. rollovers in) | $80,413 |
| Administrative expenses paid from the plan | $191,452 |
| Benefits paid out | $2,398,345 |
| Net assets, start / end of year | $27.9M / $35.0M |
| Active participants, start / end of year | 933 / 925 |
| Participants with account balances | 1,120 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Doeren Mayhew Assurance |
Largest service providers (Schedule C)
| Onedigital Investment Advisores | $73,164 reported compensation |
| Economic Group Pension Services LLC | $14,153 reported compensation |
| Economic Group Pension Services | $12,338 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260717125545NAL0006176193001, received 2026-07-17, EIN 52-2401763, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.