Integris, LLC 401(k) Review & Grade
Integris, LLC 401(k) Plan
Cranbury, NJProfessional, Scientific & Technical Services576 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,284Employer $ per active participant
$6,218Employee $ saved per active participant
0.46%Direct admin cost, % of plan assets
$30.4MNet plan assets, end of year
$47,541Average balance per account
Score breakdown
- Employer generosity26.8 / 5054th percentile for employer $ per participant
- Low cost6.5 / 2526th percentile for low admin cost vs. same-size plans
- Employee saving4.7 / 1531th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 26th |
| Employee saving | 31th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Integris put in about $3,284 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.46% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,889,705 |
| Participant (employee) contributions | $3,578,342 |
| Other contributions (incl. rollovers in) | $576,552 |
| Administrative expenses paid from the plan | $122,550 |
| Investment advisory & management fees | $51,775 |
| Benefits paid out | $2,169,187 |
| Net assets, start / end of year | $23.3M / $30.4M |
| Active participants, start / end of year | 576 / 575 |
| Participants with account balances | 639 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Pricekubecka |
Largest service providers (Schedule C)
| Adp, Inc. | $71,000 reported compensation |
| Gallagher Benefit Services | $51,550 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250929050812NAL0010922609001, received 2025-09-29, EIN 86-3175244, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.