Jackson Walker LLP 401(k) Review & Grade
Jackson Walker LLP Qualified Retirement Plan II
Dallas, TXProfessional, Scientific & Technical Services510 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$9,584Employer $ per active participant
$12,065Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$207.0MNet plan assets, end of year
$332,832Average balance per account
Score breakdown
- Employer generosity45.0 / 5090th percentile for employer $ per participant
- Low cost21.3 / 2585th percentile for low admin cost vs. same-size plans
- Employee saving11.1 / 1574th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score84 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 85th |
| Employee saving | 74th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $31,760 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Jackson Walker LLP put in about $9,584 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,882,861 |
| Participant (employee) contributions | $6,147,286 |
| Other contributions (incl. rollovers in) | $871,594 |
| Administrative expenses paid from the plan | $110,303 |
| Contract administrator fees | $394 |
| Investment advisory & management fees | $58,129 |
| Benefits paid out | $13,493,836 |
| Net assets, start / end of year | $182.7M / $207.0M |
| Active participants, start / end of year | 505 / 514 |
| Participants with account balances | 622 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services Inc | $59,196 reported compensation |
| Capfinancial Partners LLC | $29,366 reported compensation |
| Wiseowl Capital LLC | $18,575 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015100017NAL0004244657002, received 2025-10-15, EIN 75-0764921, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.