Jupiter I, L.L.C. 401(k) Review & Grade
Jupiter I, L.L.C. 401(k) Plan
Denver, COWholesale Trade768 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,060Employer $ per active participant
$3,669Employee $ saved per active participant
0.34%Direct admin cost, % of plan assets
$35.5MNet plan assets, end of year
$43,108Average balance per account
Score breakdown
- Employer generosity13.0 / 5026th percentile for employer $ per participant
- Low cost9.0 / 2536th percentile for low admin cost vs. same-size plans
- Employee saving5.0 / 1533th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 26th |
| Lower admin cost | 36th |
| Employee saving | 33th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Jupiter I put in about $1,060 per active participant, below the typical peer ($1,792). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $813,955 |
| Participant (employee) contributions | $2,818,070 |
| Other contributions (incl. rollovers in) | $896,610 |
| Administrative expenses paid from the plan | $110,572 |
| Contract administrator fees | $110,572 |
| Benefits paid out | $1,919,476 |
| Net assets, start / end of year | $28.9M / $35.5M |
| Active participants, start / end of year | 680 / 856 |
| Participants with account balances | 823 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Plante and Moran, PLLC |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $110,572 reported compensation |
| Creative Planning, Inc. | $44,561 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010113114NAL0012459632001, received 2025-10-10, EIN 84-1454189, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.