Lisi Holding North America, Inc. 401(k) Review & Grade
Lisi Companies 401(k) Plan
Torrance, CAManufacturing1,754 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,170Employer $ per active participant
$4,671Employee $ saved per active participant
0.26%Direct admin cost, % of plan assets
$142.8MNet plan assets, end of year
$64,814Average balance per account
Score breakdown
- Employer generosity23.5 / 5047th percentile for employer $ per participant
- Low cost11.6 / 2546th percentile for low admin cost vs. same-size plans
- Employee saving6.9 / 1546th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score52 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 47th |
| Lower admin cost | 46th |
| Employee saving | 46th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Lisi Holding North America put in about $2,170 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,805,579 |
| Participant (employee) contributions | $8,192,559 |
| Other contributions (incl. rollovers in) | $2,844,507 |
| Administrative expenses paid from the plan | $349,262 |
| Investment advisory & management fees | $131,142 |
| Benefits paid out | $16,598,850 |
| Net assets, start / end of year | $129.7M / $142.8M |
| Active participants, start / end of year | 1,638 / 1,870 |
| Participants with account balances | 2,203 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Servatius, O'brien & Fong, LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $203,120 reported compensation |
| Creative Planning LLC | $131,142 reported compensation |
| Servatius O'brien & Fong LLP | $15,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008132539NAL0009848064001, received 2025-10-08, EIN 95-2891381, plan #005, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.