Logical Position LLC 401(k) Review & Grade
Logical Position Retirement Plan
Lake Oswego, ORProfessional, Scientific & Technical Services688 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,266Employer $ per active participant
$3,938Employee $ saved per active participant
0.59%Direct admin cost, % of plan assets
$24.2MNet plan assets, end of year
$45,515Average balance per account
Score breakdown
- Employer generosity18.7 / 5037th percentile for employer $ per participant
- Low cost4.5 / 2518th percentile for low admin cost vs. same-size plans
- Employee saving3.0 / 1520th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score26 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 37th |
| Lower admin cost | 18th |
| Employee saving | 20th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Logical Position put in about $2,266 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.59% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,557,626 |
| Participant (employee) contributions | $2,707,114 |
| Other contributions (incl. rollovers in) | $17,445 |
| Administrative expenses paid from the plan | $125,164 |
| Contract administrator fees | $117,122 |
| Investment advisory & management fees | $7,142 |
| Other admin expenses | $900 |
| Benefits paid out | $1,463,692 |
| Net assets, start / end of year | $18.5M / $24.2M |
| Active participants, start / end of year | 756 / 619 |
| Participants with account balances | 532 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Hagen, Kurth, Perman & Co., P.S. |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $110,414 reported compensation |
| Usi Advisors,inc. | $21,591 reported compensation |
| Hagen, Kurth Perman & Co., P.S. | $14,750 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006092712NAL0008553826001, received 2025-10-06, EIN 27-1549756, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.