Macquarie Management Holdings, Inc. 401(k) Review & Grade
Macquarie Management Holdings, Inc. Employees' Savings and 401(k) Plan
New York, NYManagement of Companies625 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$7,260Employer $ per active participant
$17,657Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$413.6MNet plan assets, end of year
$292,473Average balance per account
Score breakdown
- Employer generosity44.2 / 5088th percentile for employer $ per participant
- Low cost23.3 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving14.8 / 1599th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score92 / 100 · Grade A
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 88th |
| Lower admin cost | 93th |
| Employee saving | 99th |
| Peers that auto-enroll | 58% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Macquarie Management Holdings put in about $7,260 per active participant, more than the typical peer ($2,492). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,537,801 |
| Participant (employee) contributions | $11,035,833 |
| Other contributions (incl. rollovers in) | $208,970 |
| Administrative expenses paid from the plan | $111,447 |
| Contract administrator fees | $1,969 |
| Investment advisory & management fees | $1,446 |
| Benefits paid out | $41,609,737 |
| Net assets, start / end of year | $388.1M / $413.6M |
| Active participants, start / end of year | 647 / 603 |
| Participants with account balances | 1,414 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pricewaterhousecoopers |
Largest service providers (Schedule C)
| Pricewaterhousecoopers LLP | $108,032 reported compensation |
| Lincoln National Corporation | $1,969 reported compensation |
| Arnold & Porter Kaye Scholer LLP | $1,446 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014111034NAL0003748384001, received 2025-10-14, EIN 23-2693133, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.