Mediaocean LLC 401(k) Review & Grade
Mediaocean LLC 401(k) Plan
New York, NYInformation699 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,762Employer $ per active participant
$12,816Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$241.9MNet plan assets, end of year
$203,412Average balance per account
Score breakdown
- Employer generosity32.8 / 5066th percentile for employer $ per participant
- Low cost22.4 / 2590th percentile for low admin cost vs. same-size plans
- Employee saving11.3 / 1575th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score70 / 100 · Grade B
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 66th |
| Lower admin cost | 90th |
| Employee saving | 75th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Mediaocean put in about $3,762 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,629,731 |
| Participant (employee) contributions | $8,958,100 |
| Other contributions (incl. rollovers in) | $1,627,888 |
| Administrative expenses paid from the plan | $96,317 |
| Investment advisory & management fees | $45,662 |
| Other admin expenses | $44,750 |
| Benefits paid out | $11,492,198 |
| Net assets, start / end of year | $209.2M / $241.9M |
| Active participants, start / end of year | 668 / 730 |
| Participants with account balances | 1,189 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Miller, Cooper & Co., LTD |
Largest service providers (Schedule C)
| Miller Cooper & Co LTD | $100,650 reported compensation |
| Strategic Advisors, Inc. | $45,662 reported compensation |
| Fidelity Investments Institutional | −$51,910 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260408083044NAL0008460785001, received 2026-04-08, EIN 45-4647729, plan #001, plan year 2024-07-01 to 2025-06-30. Verify at efast.dol.gov.